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  • Trench’s Health Insurance Tips: Diagnosis Coding

    Trench’s Health Insurance Tips: Diagnosis Coding

    Today’s healthcare pet peeve du jour is diagnoses and the coding of your medical claim.

    A lot of our patients come in just for a routine check-up, a cancer screening, or they have a family history of some disease. In all 3 of those cases, an office visit or procedure is considered “routine” because an actual disease has yet to be treated, and no other complaints have been presented. In some of those cases, health insurance companies do not cover routine services. So, let’s take a look at a little hypothetical situation, shall we?

    The patient comes to see the doctor for a cancer screening.

    The doctor uses the diagnosis code on the claim for cancer screening.

    Insurance company denies the claim because they do not cover routine procedures.

    The patient gets a statement from the insurance company saying they are not paying for the visit.

    Patient calls the insurance company to ask them why they didn’t pay.

    This part is important, so pay attention…The insurance company tells the patient that they do not cover routine procedures, but if your doctor had coded it as non-routine, then it would have been covered.

    What the patient hears is, “Your doctor coded it wrong.”

    The patient then calls me and wastes my time telling me that the doctor coded the claim wrong, and it needs to be recoded.

    Here’s where I bust the myth.

    The doctor did not code it wrong. In 99% of all cases, the doctor coded it correctly with the information provided from the patient.

    With the information that we have received from the patient, we can not recode the diagnosis as anything else in order to get the claim paid. That is known as INSURANCE FRAUD. I am not willing to go to jail just so you can get out of paying your bill. Health insurance is not an absolute. No matter how good your coverage is, you will eventually have to pay out-of-pocket. It’s inevitable.

    Do me and yourself a favor. Every year, you get a booklet from your employer that goes into great detail about your health insurance coverage. READ IT! LEARN IT! LIVE IT! And stop bothering me with your assclownic questions.

  • Clinton to have bypass

    It’s being reported that former President Clinton will be undergoing heart bypass surgery. While I was not a fan of his administration I do wish him the best of luck in his recovery. Besides, out of all the Presidents who would you rather party with? I think the answer is obvious.

  • The Blacklist: Nazi Cemetery Party

    The Blacklist: Nazi Cemetery Party

    No hate mail this week again, so I’ll be bringing you another installment of The Blacklist. This assclown made the mistake of linking to me. I bring you Cemetery Party of National Socialists. For those of you who may not know, National Socialists is just a fancy name for Nazis. The purpose of the website states…

    The Cemetery Party of National Socialists is a National Socialist Organization We work to get rid of all Jewish controlled lands in the United States. Cemeteries are a very easy way to embezzle money which funds many other things then just the Cemetery itself. Mount Elliott Cemetery Association is a Jewish ran cemetery organization that makes millions and millions of dollars a year in money you pay or your parents pay for your relative or whoever the person is to you. These Cemeteries associate with other Cemeteries in the Association which is ran by the same Jew and they send a whole bunch of money out to Jewish Organizations such as in the television and newspaper corporations. On top of that they send millions of dollars to Israel each year in exchange for more Jews and more Jewish propaganda to be sent out to us. Israel is controlling everything that happens here and you are letting it by not doing anything. This is not what are Organization is about. Our National Socialist Organization is backed by the Fuhrer, Adolf Hitler, the true leader of all true whites everywhere. Our Organization raises money for all White Organizations and the children of those organizations.

    That’s some enlightened thinking, isn’t it? Anyway, what they may not realize is that this site violates Geocities TOS.

    (a) upload, post or otherwise transmit any Content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another’s privacy, hateful, or racially, ethnically or otherwise objectionable;

    You can report them to Geocities here. I’m all for freedom of speech, but do people who support the extermination of an entire race of people really deserve it?

  • Harris House For Sale

    Harris House For Sale

    Eric Harris’ Parents Selling Home Near Columbine:

    The parents of Eric Harris have put their house up for sale. The house where guns and bombs were stored. The house where all it would have taken was for Wayne and Kathy Harris to look in on their son and Columbine would have been prevented.

    They’re asking roughly $270,000 for it. The realtor does not have to disclose what happened in the house. Two realtors are not allowed to show the property. That would be Rich Petrone, the stepfather of Danny Rohrbough who was killed at Columbine, and Randy Brown, the father of Brooks Brown who was threatened by Eric Harris.

    I wonder why they wouldn’t want those two showing the house. Maybe because this way they don’t have to look them in the eye and explain why they failed to prevent their son from killing one of theirs.

    If I had FU money, I’d buy the house and have it immediately demolished. Hopefully, someone who does have that kind of money will do the same.

  • Columbine Chemical Spill

    Columbine Chemical Spill

    There was a chemical spill inside Columbine High yesterday. It was an accident that injured 3 students and a teacher. While I do not mean to belittle the injuries that happened, this should have been nothing more than a local story in Colorado.

    The Denver Post ran with an AP article that treats it as such. Other news outlets didn’t. The Daily camera ran with the same AP article the Post did, but added this little blurb at the end…

    Columbine was the scene of the nation’s worst school shooting on April 20, 1999, when Eric Harris and Dylan Klebold shot and killed 12 students and a teacher before committing suicide.

    You don’t say I hadn’t heard that. The Washington Times was even worse. It ran with a UPI article that started with…

    Columbine High School, site of the worst U.S. school shooting, was evacuated after a chemical spill that left a teacher slightly injured.

    And ended with…

    On April 20, 1999, Eric Harris and Dylan Klebold shot and killed 12 students and a teacher before committing suicide.

    This story has nothing to do with the Columbine killings. The only thing they have in common is that they took place at the same high school.

    Is it always necessary to bring up Harris and Klebold when talking about a situation that does not involve them in any way shape or form? I think we all know what happened at Columbine High. Apparently, the media thinks we’re so stupid we need reminding.

  • Columbine Evidence To Be Released

    Columbine Evidence To Be Released

    Columbine evidence is ruled public information:

    The sub-headline says it all, doesn’t it. “The families of the two killers wanted the diaries and videos kept private. A slain student’s parents feel differently.” I don’t understand why this stuff wasn’t made public a while ago. The only way I could see them not releasing the evidence into the public record is if there was still a criminal investigation going on against someone involved with the Columbine shootings.

    Personally, I don’t like the idea that the media thinks they have the right to view anything they want, like the Dale Earnhardt autopsy photos, but in this case, they’re right. The families of the 13 victims have every right to view every last piece of this material. But of course, not everyone wants the material released. Care to take a guess who?

    The killers’ parents have fought release of the documents, saying it might trigger copycat episodes. Their attorneys didn’t return calls.

    Translation: Please don’t release these records, or you’ll see what lousy parents we are. “Might be” copycat episodes? Where the hell have they been? Since their two mutant offspring killed 13 people, there have been scores of copycat episodes. Luckily, most were averted before anybody could be hurt or killed. Not to mention the scores of Klebold and Harris worshiping mutants that leave their bouts of mental masturbation on my site.

    It’s obvious that the Harris’ and especially the Klebolds don’t want it to get out that guns were being purchased and bombs were being manufactured under their watch. Do you think I’m the only one who thinks that? Think again…

    Sue Petrone, mother of slain student Daniel Rohrbough, welcomed the ruling.

    “The purpose of the information is just so people can learn,” she said. “If they see something like this in their own home, writings like this, these are things people need to be concerned about.”

    Daniel’s father, Brian Rohrbough, said the materials’ release will shed light on the Harris and Klebold households.

    “I think from what we can see from all these items is what was going on inside the houses. It gives us a glimpse of the Harris and Klebold homes. It is important to see what was going on,” Rohrbough said.

    He said the parents of both killers have spread the myth that they never saw anything that would have tipped them off to their sons’ plans.

    Here is the most important quote as far as I’m concerned…

    He said that when people see the videos, it will give them a clear picture of what the homes were really like. And other parents will know what to look for, Rohrbough said.

    “It is important to learn the truth,” he said.

    (Emphasis mine)

    That’s the important part right there. So other parents will know what to look for. Unfortunately, as we keep finding out, a lot of parents have no clue, or they don’t want to be too hard on their kids like our parents were, so many of the kids become unsupervised at most times. Or their parents really don’t care. Don’t be one of those parents. Too many parents have the “Not My Kid” syndrome. If you are one of those parents, you better find a cure quick before your kid becomes “one of those kids”. The Harrises and the Klebolds didn’t. Now 13 people are dead because of it.

  • 79 years and 9 1/2 months short

    79 years and 9 1/2 months short

    Man who planned massacre at De Anza College commits suicide:

    I originally told you about Al DeGuzman here. He was the Klebold and Harris worshiping mutant that was sentenced to 80 years for planning to blow up his community college. Turns out he really was a coward like his heroes. He hung himself in his jail cell. I guess 80 years is really only 2 1/2 months. There’s an old saying that says don’t do the crime if you can’t do the time. By the way, thanks for saving the taxpayers some money.

  • 8/8/04: From The Mail Sack

    8/8/04: From The Mail Sack

    It’s Sunday. We have a slew of hate mail, but I’m kind of disappointed because it’s all from the same person. They might say they’re from different people, but every single last one has the identical IP address. So let’s begin this week’s mutantfest that I like to call “Portrait of a Dutch Boy(girl)”…

    From my guestbook…

    From: Nina

    FUNNY! How you Trench even pay attention to people who worship Eric and Dylan! You REALLY know how to be a big time loser don’t you? So almost everyone who visits this ugly site of you lacks intelligance except for you.. aha sure.. well guess what I think every single person who insulted you here is RIGHT! I hope it happens to your own FUCKING UGLY SHIT KIDS! I hope you could see them burn and die without doing anything about it!!

    Such an INTELLIGENT argument, isn’t it? I just may be the only person paying attention to Harris and Klebold worshiping mutants. That’s too bad really, because more parents need to know that they may have kids that worship these cowardly killers. It really is a shame that your parents obviously don’t care enough about you to do anything about it. I guess parenting in Holland is just as bad as it is here.

    Again from the guestbook…

    From: Missy

    Oh my god, Eric and Dyland God Bless their souls!

    God let America and specially their president die and burn in hell.

    So you hate all Americans, but your heroes were American. Yeah, that makes sense.

    Also from the guestbook…

    From: Zehra

    I hope the columbine thinghappens again. And for dumbasses who start to talk about “how they got OVER being bullied” You were probably one of those guys who tried to get friends with the bully and when you failed and got bullied yourself, your ugly bitch mom searched for home-education for you… so THAT’S HOW YOU GOT OVER IT WHEN YOU WERE IN (so-called) “HIGH-SCHOOL”! -.-‘ aaaw how sad..

    No, we got over it by graduating and never looking back. One day your mutant brain may grasp the concept that high school is not the end all and be all of your existence.

    Yet again from the guestbook…

    From: Eric&Dylan Rule

    Trench, I don’t really care about whatever you say..cause it’s bullshit anyway. It’s just that even if you have a site like this, I don’t think it can stop things like the Columbine high happening…Cause it’s already in plan now.. and watch it happen all over again.. very soon. And yeaah you bet your ass you’ll get involved somehow 😉

    It’s not my job to try and stop things like Columbine from happening again. That’s up to parents, educators, and law enforcement. However, if I can help them out in any way, I will. And it seems they’re doing a pretty good job, since the majority of school shootings since then have been prevented.

    This next one was left on my entry about The Eric Harris Journal, but it was actually a response to last week’s Mail Sack. Obviously, mutants have no idea how the concept of debate works. Anyway…

    Rebel huh? [Yeah something your ass won’t be able to call himself cause it’s to fucking girly to be.]

    How original. [DUH, when YOu can’t find something else rather than “trench” —> trenchcoat maffia” it doesn’t mean no one else is original! ]

    Youth really is wasted on the young isn’t it? [At least not as wasted and screwed as you probably]

    There’s these things that come with age called experience and wisdom. Both of which you are obviously severely lacking. [Please why are you so full of yourself, now let’s talk about how LOW your IQ really is] My favorite part of this comment is where the mutant [Mutant.. OH THTA’S something elvis said rrright?? Yeah you’re back from that time!! hahha sorry!!] says “intelligent people don’t do sites like this. They would start a educational site.’ A educational site? [Yeah you know, where people LEARN something about things] I don’t know. A lot of people tend to think my site is AN educational one. [oh you mean people like yourself, who HAVE NO IDEA what the real life is about and just start to fucking talk about shit things thy don’t even understand.. please just shut the fuck up…] They get taught that murderer worshipping mutants like you actually exist. [Worshipping and agreeing is something else] And of course they close it out with more vague anonymous threats. [DUH, we’re not as stupid as your ass to put our own name now are we.. *sigh* when you’re going to “suprise” someone, are you THAT stupid to put yah name already on it..? You probably are..] Yeah, I’ll be losing sleep over that. You shouldn’t pity me. I’ve got a pretty nice life.[ Welllll, if you’re happy with being a scumbag like you.. yeah than you could call it a “pretty nice life, but most of the people see it as a NERD] I’ve got a family who cares about me. [HAHAHAHAHAAAA, yeah your wife who pretends loving you, while she’s a bitch and sleeping with the guy next-door] Sounds like to me that you have neither of those. [Indeed, THANK GOD I’M NOT YOU!] It must really suck to be you. [Didn’t I already told you not to b so full of yourself!! It must really suck to be YOU..]

    Comment by Lara — Monday Aug 2, 2004 @ 10:41 am

    If you had paid attention, you’d know that my using the pseudonym of TheTrenchcoat pre-dated any negative stigma that might be carried with it. So, if you think about it, I was the original. Anyone who calls themselves a Rebel really isn’t one and is just another conforming sheep.

    And again I ask where is your educational site? The only thing I’ve learned from you so far is how obvious it is that no one cares about you, and that’s just sad. I have no idea what real life is like? Whatever sister. You’re the one living in a blood-soaked fantasy world where killers are heroes. I don’t know what kind of medical system they have in Holland, but try and get yourself some mental help. And just because you don’t leave your name on threats doesn’t mean they can’t be traced back to you. By the way, I’m not conceited, I’m convinced.

    One more from the guestbook which again is replying to last week’s Mail Sack

    From: VoDKa#2

    What is with a lot of the mutants using initials? Anyway, I reported this to the mutant’s ISP in the Netherlands, Now whether or not those whoring stoners did anything about it is another story. Yes, I have seen Elephant and it bored the crap out of me. I don’t care if they hated people who hurt animals. They killed 13 unarmed random innocent people. Harris and Klebold were not geniuses. One was a psychopath and the other was his lackey. And they were both cowards.

    You’ve seen Elephant and it bored the crap out of you… well off course it does when you only watch Disney movies like snowhite and Pinnocio. So it seems to me that you didn’t understood what the movie was about, for someone hating Eric and Dylan, you should understand it better than anyone else. By the way… how could a dumbfuck like you understand it…so I do understand somewhere it isn’t completely your fault..! Oh and about you being someone who understands how it feels to be ignored and bullied. Well you should shut your big ass fucking mouth, and YOU CAN’T possibly LEARN others how BAD it is to be heartless, by saying: you don’t CARE they hated people who hurt animals it seems to me that you’re pretty heartless yourself you faggot.

    So now you’re saying a human’s live is actually moe worth than a poor animal? well guess what, if you’re trying to become a christian try harder cause if the church accepts you, God won’t. He made us all equal, man and animal…

    I pity you SO much.. You are a coward yourself, for not accepting someone else, and the pain someone can feel…

    So now instead of Rebel, you’re calling yourself Vodka#2 now. Again, how original. Yep, not only did Elephant bore the crap out of me, so did Bang Bang You’re Dead. It’s not that I didn’t understand them, they were just very poorly made movies. I know what it WAS like to be bullied. But as I keep saying, myself and countless other people who were bullied had the mental capacity not to kill 13 people. If you can’t comprehend that, then there is no hope for you.

    Lastly from my entry about the Eric Harris worship site and this time it’s actually on topic…

    Then there’s a picture of a slut in leather with a swastika armband. Tell me this chick ain’t a sick fuck? Listen little girl if you took the time to read the TOP PART OF MY SITE you would know who the fuck I am. You need some serious time in an asylum.

    Be honest to yourself; you were just SO dissed by that girl, so you couldn’t stand it and said something like this. Owh and @ Madcunt; YOU ARE SO RIGHT! That nickdick guy HAHAH you’re being dissed as well and what is it with you, people dissin’ trench and when trench is too stupid to answer himself, you start talking. You’re his bitch aren’t you?? YEAH I knew it.. omg how much do you get paid? Oh I know; you’re doing it for free.. omfg.. I’d LOVE to worship Eric and Dylan rather than be Trench’s bitch like you are :]

    Comment by VoDKa#2 — Tuesday Aug 3, 2004 @ 2:13 pm

    This one is so easy. I’ll just quote my favorite source, myself. From that same entry…

    I feel like I’m repeating myself here, but Harris and Klebold were cold-blooded killers. They killed 13 innocent people. Most of us were harassed in school, but we didn’t kill anybody over it. Eric Harris’ parents failed in their job as parents. They should be forcibly sterilized so they don’t reproduce again. Harris and Klebold are not people to be worshiped or idolized or even sympathized. What makes me even sicker is that there are other people out there like this sick bitch that have signed the guestbook. The only solace I take in a site like this is that Harris and Klebold are burning in hell.

    I couldn’t have said it better myself. Oh, wait. I did.

  • Trench’s Health Insurance Tips: Deductibles

    Trench’s Health Insurance Tips: Deductibles

    Here’s a little health insurance tip from me to you. It will make my life easier and make you look like less of an assclown.

    Say your health insurance policy has a $500 deductible. And say that you have a condition that requires you to see multiple practices (i.e. primary care, specialist, and hospital). This would require you to file 3 claims to your insurance company.

    Now say the hospital asked you to pay your $500 deductible up front and you do. The claims from all 3 practices get filed with the insurance company. However, the insurance company gets the specialist’s office’s claim first and takes out the $500 deductible from that claim, leaving you with a $500 balance at the specialist’s office.

    What’s that, you say? You shouldn’t have a specialist’s bill because you already paid your deductible to the hospital? Well, let me be the first to say, YOU STUPID ASSCLOWN!!!! Run up to the nearest wall and slam your head into it for being so stupid.

    Let it be known now, forever and throughout perpetuity that the insurance companies not only don’t know who you paid your deductible to, they don’t really care either. The insurance company will take out your deductible from whatever claim they receive first.

    Now that I’ve made you smarter, here’s what you can do if you paid one practice up front and the insurance company took out your deductible from a different claim. If you paid up front to one practice and the deductible was applied to another, you should have a credit at the practice you paid up front.

    DO NOT call the insurance company about it. DO NOT call the practice that is billing you for the deductible. Neither of those places can do anything about it. DO call the practice or facility that you have a credit with. They are not going to call you.

    After you pay a practice up front, it becomes your responsibility to get any credit back. Also, the practice that you have a balance with is not going to wait around for you to collect your credit. They will keep billing you and possibly send you to collections unless they receive payment. They are well within their rights to do so.

    Any questions? I didn’t think so.

  • 8/1/04: From the Mail Sack

    8/1/04: From the Mail Sack

    It’s Sunday, and we have plenty of love to go around.

    First, from my entry on the Eric Harris worship site

    Some of you talk about bullying like you understand it. Klebold and Harris killed themselves, that’s what real bullying does to you. A lot of people who get bullied to far kill themselves, the only difference with Dylan Klebold and Eric Harris is that they took some of the fuckers with them. And as for the ‘innocents’, to victims of bullying the crowd that laugh along with the bullies are just as bad as the bully themselves. Trenchcoat you are just another shithead who doesn’t have a clue what he is talking about. Me I’d treat bullies the way Hitler treated the Jews, but a lot crueller, and I‘d probably sell the remains back to the schools as food. And surely its the parents that allow their kids to grow up as bullies that should be forbidden from breeding.

    Klebold and Harris are/were almost hero’s.

    :twisted:Speaking as someone who has been bullied, the life of a bully is worth less than a single piece of my sh*t, after I‘ve flushed it, and the only reason I‘m not hacking them to pieces is that I don’t want to annoy the police or go to prison or anything! And as someone who knows Marilyn Manson’s history I know he must have felt the same thing even if he didn’t choose to say so.

    – The soul of goth

    Comment by Robert Lucien — Wednesday Jul 28, 2004 @ 2:23 am

    Tell me O wise one what I don’t understand about bullying. I was bullied my entire time in school. But guess what, Sparky? I got over it. Harris and Klebold were/are not almost heroes. They would have been heroes if they had done something rational and legal to combat bullying. Instead, they’re just two pathetic cowards burning in hell who are worshiped by someone who is in obvious need of psychiatric help and whose parents obviously don’t care enough about their child’s life.

    From the same mutant responding to this comment from the same entry

    Comment to suzy only. I’d treat you like you treat me. I’d cut your stupid breasts off with a Stanley knife, then I’d slowly skin you alive, and see how much noise I could get out of you. I won’t worry about causing you pain , your pain will be my pleasure.

    Every time you shout the word faggot at someone on the street I want you to think about me or someone else slicing those breasts off, in fact I think I’ll find a gay friend who’s into butchery and have an intestine fight with him. I want you to have nightmares about gays playing sex games with your insides.

    Yours with love Robert

    Comment by Robert Lucien — Wednesday Jul 28, 2004 @ 3:34 am

    This is your rational and sane person that think Klebold and Harris were heroes. You have free medicine over there in the UK. How about taking advantage of it before you hurt yourself.

    Of course, we have one from the Eric Harris Journal

    I think that what Eric and Dylan did wasn’t cruel at all.

    Have you seen Elephant? Can’t you feel what they could’ve felt?

    And if they were so cruel, how come they hated people who hurt animals?

    And did you read all the journals? Couldn’t you see how genius Eric and Dylan were? Sometimes everybody feels like killing…

    20

    april

    2008

    we-will-follow

    Comment by RDK-MEH — Wednesday Jul 28, 2004 @ 11:51 am

    What is with a lot of the mutants using initials? Anyway, I reported this to the mutant’s ISP in the Netherlands, Now whether or not those whoring stoners did anything about it is another story. Yes, I have seen Elephant and it bored the crap out of me. I don’t care if they hated people who hurt animals. They killed 13 unarmed random innocent people. Harris and Klebold were not geniuses. One was a psychopath and the other was his lackey. And they were both cowards.

    From the same mutant on my entry about Clinton speaking at Columbine

    you’re a scumbag yourself motherfucker

    :] it’s that… I’ll suprise yah later for what you just said

    you retarted bitch … 🙂

    Comment by RDK-MEH — Wednesday Jul 28, 2004 @ 12:09 pm

    Typical mutant tactic. Threatening through anonymous channels. Come to think of it, isn’t that a form of bullying? Isn’t that what your “heroes” hated? So you’re bullying me, just like your “heroes” were bullied. Hypocrisy can be so rewarding sometimes.

    Same mutant, this time he left the same comment not only on my guestbook but also at my entry on the Eric Harris journal

    Quote:

    Trench says The lack of intelligence that emits from these mutants is mind boggling.

    So you think it’s pretty “cool” to talk shit like this, I see you’re a retarted old bitchin’ man without a social life and talking fucking stuff you can’t ever understand.

    Talking about intelligence; can’t see any coming from you. Won’t even ask how low your IQ is, if you would have a intelligent mind you wouldn’t even start a site like this one. And no not because it fucking says shit like how cruel Eric and Dylan were, but because intelligent people don’t do sites like this. They would start a educational site. To show us your knowledge. This is bullshit man.

    Even my four year old little sister gets bored by shit like this, and knowing a 35 year old guy wrote it she wouldn’t stop laughin’. You’re a male-bitch being ignored by the world cause no one cares about your opinion. Your wife sleeps with your best friend and your boss just fired you, so you came home while fucking yourself starting a site like this…. You make me puke. You make feel pity for you…

    YOU

    ARE

    OLD

    So you couldn’t understand how Eric and Dylan felt, at the time they did the Columbine thing you were having your midlife-crisis, and they were having teenage-problems. If you hate them so much why have you started a site about them anyway, guess you are pretty interested. Wasn’t smart to put your ass information (e-mail address and marital status) on the internet cause you bet your ass I’ll leave you a little suprise.

    You ugly assfuck…

    Comment by rebel — Wednesday Jul 28, 2004 @ 12:30 pm

    Rebel, huh? How original. Youth really is wasted on the young, isn’t it? There are these things that come with age, called experience and wisdom. Both of which you are obviously severely lacking. My favorite part of this comment is where the mutant says, “intelligent people don’t do sites like this. They would start a educational site.’ A educational site? I don’t know. A lot of people tend to think my site is AN educational one. They get taught that murderer worshiping mutants like you actually exist.

    And of course, they close it out with more vague and anonymous threats. Yeah, I’ll be losing sleep over that. You shouldn’t pity me. I’ve got a pretty nice life. I’ve got a family who cares about me. Sounds like to me that you have neither of those. It must really suck to be you.